U.S. law requires all J-1 Exchange Visitors and their accompanying J-2 dependents to have health insurance for the entire duration of the exchange visitor's stay.
UNL must terminate an exchange visitor's program if the visitor (or a dependent) fails to comply with the insurance requirement.
J-1 scholars must provide ISSO with proof of coverage upon arrival at UNL for the first time and before an extension of stay will be granted.
Policy Requirements
Health insurance coverage for J-1 and J-2 visitors must include:
- medical benefits of at least $100,000 per illness or accident; AND
- deductible not to exceed $500 per accident or illness; AND
- medical evacuation benefit in the amount of $50,000; AND
- payment for repatriation of remains in the event of death in the amount of $25,000.
Furthermore, the insurance corporation underwriting the insurance policy must meet or exceed the following ratings:
- an A.M. Best rating of 'A-'; OR
- an Insurance Solvency International, Ltd. (ISI) rating of 'A-i'; OR
- a Standard & Poor’s claims-paying ability rating of 'A-'; OR
- a Weiss Research, Inc. rating of 'B+'.
Insurance coverage backed by the full faith and credit of the scholar's home country's government meets this requirement.